HOJE QUEM NEGATIVA VOCÊ É O SPC E SERASA, muitas pessoas acham que essas duas empresas são órgãos do governo e que elas podem fazer o que elas querem.
O que muita gente não sabe é que o SPC e SERASA são empresas privadas, e como qualquer empresa privada eles precisam da sua autorização para ter seu nome lá, ou seja, se você não autorizar eles não podem te expor.
De acordo com a Lei 8078 de 1990, no artigo 42 do Código de Defesa do Consumidor, está estipulado que o inadimplente, que no caso é você, não pode passar por nenhum tipo de constrangimento ou ameaça.
Ou seja, seu nome não pode ser exposto ao ridículo.
Independente de qual o valor da dívida.
Mas não se preocupe, chegou o momento de retirar quaisquer restrições que existam no seu nome,
O procedimento que vamos te explicar, consegue limpar seu nome em 30 dias. O primeiro é a retirada dos apontamentos em todos os órgãos de proteção ao crédito, como SPC, Serasa, Boa Vista.
Já o segundo serviço, a gente solicita uma restauração do seu score no melhor momento que você já teve.
E o terceiro serviço, que é o último, a gente vai entregar para você uma blindagem no seu CPF, para evitar que entrem novas restrições do Serasa.
Isso não quer dizer que você vai deixar de dever a empresa ao qual você tem a dívida, só quer dizer que a partir de agora essa dívida ficará apenas entre você e a empresa, sem que todos saibam que você está devendo.
Isso quer dizer que para conseguir um cartão de crédito, você poderá solicitar em outros bancos e assim você pode ter um cartão de crédito com um bom limite, a seguir vamos indicar os melhores bancos para você solicitar seu cartão.
Conforme instruções desta conceituada empresa, gostaria de limpar meu nome.
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